Privacy Policy

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages and the terms, conditions, and descriptions
that appear are subject to change. Your eligibility for particular products and services is subject
to final determination and acceptance by Bank of the Ozarks. The content of this site is for
informational purposes only and is not intended for use as account disclosures.

NO WARRANTY
Bank of the Ozarks does not guarantee the accuracy, adequacy or completeness of the information
available on this site and expressly disclaims liability for errors or omissions in this
information.

LIMITATION OF LIABILITY
In no event will Bank of the Ozarks be liable for any damages, direct or indirect, arising in
connection with any failure of performance, error, omission, interruption, defect, delay in
operation or transmission, computer virus or line or system failure.

LINKS TO OTHER SITES
This web site contains links to third party sites. These links are provided for convenience purposes
and are not under the control of Bank of the Ozarks. If you choose to link to such third party web
sites, Bank of the Ozarks makes no warranties, either expressed or implied, concerning the content
of such sites, including the operations, programming and conduct of transactions over such sites.
Bank of the Ozarks does not warrant that such sites or content are free from any claims of copyright
or other infringement or that such sites or content are devoid of viruses. Bank of the Ozarks disclaims all
liability of any kind whatsoever arising out of your use of, or inability to use such third party
web sites, the use of your information by such third parties, and the security of information you
provide to such third parties.

GOVERNING LAW
The user’s access to and use of the BankOzarks.com web site, and these terms and conditions are
governed by the laws of the State of Arkansas.